Structure

Credit Risk Management

Managing your trading exposure

Shortcomings in credit risk management practices and technology have been at the center of one of the most significant economic downturns in history. Today’s tough credit markets mean increasing defaults, loss of credit, and widespread liquidity challenges.  As a result, organizations need to be even more protective of available capital and liquidity through better credit risk management practices and systems.


How Structure Can Help With Credit Risk Management

Structure can help you improve your capital and liquidity management through refined credit risk management policies, practices, and supporting technology, including:

  • A thorough evaluation of the credit risk management organization, its people, processes, and technologies, to identify pain points and apply industry best practices
  • Requirements definition and an analysis of alternatives to select a credit risk management system with the optimum combination of functionality, usability and compatibility with your organization’s capabilities and infrastructure
  • Improved reporting practices, including the ability to provide management and leadership with an understanding of the organization’s sensitivity to liquidity risk
  • A better understanding of credit exposure measurement and of how timely measurement can improve the management of capital
  • The development of analysis frameworks for specific types of organization, such as financial institutions and municipalities
  • Improved integration with supporting systems for more timely exchange of information between the credit group and other departments
  • Training on newly instituted policies, processes, and technology, as well as fundamental credit risk management concepts

How Structure is Different

Structure’s Energy Trading and Risk Management (ETRM) practice area is the leading provider of consulting services in the North American energy industry.  We stand apart from our competitors with:

  • High performing and seasoned staff with deep expertise of front-to-back commercial operations that do not require a “leveraged” delivery model
  • Deep system experience and a vendor-neutral viewpoint that provides optimal solutions for our clients
  • A proven track record of successful delivery of new system implementations, system upgrades, and post implementation efforts
  • A proven and reusable methodology for system selection and implementations
  • A hands-on project management approach that avoids the pitfalls of content-free project management
  • Established capabilities in assessing and establishing an organization’s IT vision, architecture and future roadmap
  • Solid expertise in business and process design, change management, and organizational design projects
  • Diverse energy industry and consulting experience that enables us to factor in the unique aspects of multi-commodity trading organizations and the needs of stakeholders throughout the organization